Get exclusive financing with a BIG Lots Credit Card!

\t\t\t\t\t⁴Each transaction placed on a promotional Credit Plan(s) will not earn Big Lots Credit Card reward(s).This rewards program is provided by Big Lots and its terms may change at any time. For full Rewards Terms and Conditions, please see Biglots.com. Cardholders must enroll/be enrolled in the BIG Rewards program. Spend is calculated during defined earn period and resets at the end of each period.
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\t\t\t\t\t⁵Application and approval must occur same day to receive the offer. Offer only available at Big Lots stores. Not valid at Big Lots Home stores.\xa0 Valid one time only. The entire transaction amount after discount must be placed on the Big Lots Credit Card. Offer does not apply to Allstate warranty coverage, previous transactions, existing price holds, non-purchases such as rentals, deposits, or charitable donations, or purchases of milk, other dairy, eggs, or gift cards. Offer not available to Big Lots associates. Open a new Big Lots Credit Card to receive \\$20 off your first in-store purchase when you use your Big Lots Credit Card. Only one account opening offer per account. By attempting to redeem this offer, user unconditionally agrees that all decisions by Big Lots are final regarding interpretation, fact, and procedure. Valid only on goods in stock (including special orders). Void where prohibited. No cash value or cash back. Offer may not be sold. Offer will be automatically applied at register.
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\t\t\t\t\t⁶Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period.Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges.Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement.Each transaction placed on a promotional Credit Plan(s) will not earn Big Lots Credit Card reward(s).As of February 2024, terms for new Accounts: Variable purchase APR of 32.24%. Minimum interest charge is \\$3 in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.
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\t\t\t\t\tCredit card offers are subject to credit approval.
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\t\t\t\t\tBig Lots Credit Card Accounts are issued by Comenity Capital Bank.
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\t\t\t\t\tAs your neighborhood discount store, we love to help you live big and save lots by bringing you extreme value every day. Some explanations are needed, though. Quantities, colors, styles, sizes, and assortment may vary by store. Furniture is available in most stores. To find one near you, visitbiglots.com. Finally, we don’t accept manufacturer coupons or offer rainchecks.